Fintech apps & lending SaaS

Installs are not the metric. Approved, active users are.

For lending apps, an install that never completes KYC is a cost, not a win. We build acquisition around activation and approval — plus B2B demand generation for platforms that sell to lenders.

  • Lending & fintech only
  • Looker Studio reporting
  • RBI-aware creative

No cost, no obligation — a written audit within 5 working days.

Funnel snapshot

Live
  • Cost per approved user−37%
  • Install → KYC completion+24 pts
  • Organic install share+2.8×

Illustrative fintech app funnel outcomes

9 mo

Typical time to compounding organic growth

−38%

Median drop in cost per approved application

100%

Dashboards owned by the client

The borrower

How a fintech app borrower actually decides

Acquisition works when the funnel matches the decision. Here's the behaviour we build around.

  • Downloads three or four lending apps and abandons the ones with heavy onboarding.
  • Drops off at KYC and bank verification more than at any other step.
  • Reads store reviews about rejection and hidden charges before installing.
  • Returns via push and WhatsApp far more often than via email.
  • For B2B buyers: evaluates over months with a committee, driven by content and demos.

What you get

What changes when fintech app marketing is run by specialists

01

ASO built for lending

Store listing, keywords, screenshots, and review management tuned to the questions a borrower asks before installing.

02

Activation-optimised UA

Google and Meta app campaigns optimised to approved users, with SDK events wired correctly end to end.

03

Onboarding drop-off recovery

Push, WhatsApp, and retargeting sequences triggered by the exact onboarding step where a user stalled.

04

Organic app discovery

Web-to-app content and structured data that captures borrowers searching before they reach the store.

05

B2B demand generation

For lending SaaS: content, LinkedIn, and Search programmes aimed at NBFC and bank decision-makers.

06

Unified economics

One dashboard tying spend to installs, KYC completion, approvals, and first disbursal.

The gap

Why app campaigns look cheap and perform badly

Optimising to installs teaches the platform to find people who install and never convert.

What usually happens

  • Campaigns optimised to install volume and CPI.
  • SDK events missing beyond first open.
  • No re-engagement for users stuck at KYC.
  • Store listing written as a brand statement, not an answer to borrower doubts.
  • Web and app acquisition run by different teams with different numbers.

How we run it

  • Campaigns optimised to approved, activated users.
  • Full event schema from install through disbursal.
  • Step-level re-engagement across push, WhatsApp, and paid.
  • Store listing tested against real objection language.
  • One team, one funnel, one cost-per-approved-user number.

Deliverables

Included in a fintech app engagement

Scope is set after the audit, but this is the standard shape of the work.

  • App store listing and ASO overhaul
  • SDK and event schema audit
  • Google and Meta app campaign builds
  • Onboarding drop-off re-engagement journeys
  • Web-to-app content and deep-link strategy
  • Review generation and response workflow
  • B2B content and LinkedIn programme (SaaS clients)
  • Landing pages for web-based application flows
  • Approval and disbursal conversion tracking
  • Live Looker Studio acquisition dashboard
  • Monthly cohort and retention review
  • Quarterly competitive store analysis

Reporting

Your live Fintech app dashboard, in Looker Studio

Every engagement includes a dedicated Google Looker Studio (Data Studio) dashboard. It refreshes automatically, is shareable with your board, and shows exactly what your fintech app investment is producing — down to cost per approved application.

Fintech app Performance — Looker Studio
Last 30 days Auto-refresh Shared

Approved users

8,420

+52% MoM

Cost per approved user

₹412

−37%

Install → KYC

61%

+24 pts

D30 retention

38%

+9 pts

Approval rate34.6%+3.1 pts
Lead → application48%+7 pts
Avg. ticket size₹2.4L+11%
Return on ad spend4.7×+0.9×
Blended cost per lead₹412−24%
Disbursal value tracked₹18.6Cr+38%

Approved applications — rolling 10 months

Monthly approved-and-disbursed volume, attributed by first and last touch.

Funnel stage conversion

  • Sessions184,200
  • Leads captured9,140
  • Applications started4,380
  • Documents completed2,610
  • Approved & disbursed904

Channel contribution — last 6 months

  • Paid UA42%
  • Organic store26%
  • Web-to-app19%
  • Referral13%

Funnel by stage

Installs48,900
Onboarding started36,10074%
KYC completed22,01061%
Approved8,42038%
Data sourcesGA4Search ConsoleGoogle AdsMeta AdsCRM / LOSCall tracking

Illustrative dashboard layout. Your live report is built on your own data sources and shared with your team on day one of the engagement.

Always live

Connected directly to Search Console, GA4, Google Ads, Meta, and your CRM — no hand-built spreadsheets, no month-end wait.

Board-ready

One blended view of spend, leads, approved applications, and cost per approval — the numbers your leadership actually asks for.

Yours to keep

You own the dashboard and its data sources. Access stays with you whether or not the engagement continues.

Want to see this dashboard populated with your numbers? The free Growth Audit includes a sample report built on your live data sources.

Get your Growth Audit

FAQ

Frequently asked questions

Talk to a lending specialist

Ready to grow your fintech app book?

Start with a free Growth Audit. We'll map your organic, paid, and social gaps against the lenders you compete with for this exact product.

  • A specialist reviews your funnel, not a template
  • Written findings you can act on with or without us
  • Reply within one working day